Expert advice on how to get a mortgage

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Average Customer Rating 4.9 / 5
Independent feedback based on 31290 verified reviews.

Mortgage advice for all

Whether you're a first-time buyer dreaming of owning your own home, a homeowner looking to remortgage, or an investor seeking to build a property portfolio, Mortgage Advice Bureau is your partner in all things mortgages and protection. Our network of expert advisers offer personalised advice, helping you find the right mortgage which aligns with your unique needs and circumstances.

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Get mortgage ready

We can help make sure you have all the documents you need to get a mortgage, including proof of income, bank statements, ID, and more. 

Saving For A Deposit

5% deposit mortgages

While bigger can be better, you can get a mortgage with only a 5% deposit. Speak to our experts for award-winning advice.

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Speak to an adviser

If you tick a lender’s boxes, you can get a mortgage. Speak to a mortgage adviser for personalised advice.  

About Mortgage Advice Bureau

With more than 2,000 expert advisers across the UK, Mortgage Advice Bureau are perfectly placed to help you find a mortgage that works for you. Get expert, award-winning advice today. 

250 industry awards

Mortgage Calculators

Our mortgage calculators are here to make things easier for you. Designed to help you work out how much you could borrow, your repayments and more, which gets you one step closer to owning your dream home. 

Simply enter a few key details to get an estimate.

Please note, our calculators are only an estimate and can vary depending on the lender and your personal circumstances.

To get a more accurate quote, speak to one of our advisers. They can help you make an informed decision that is right for you.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Frequently asked questions

Why do I need mortgage advice?

Getting a mortgage is likely to be one of the biggest financial decisions you'll ever make, and it's important you make a choice that suits your circumstances. A mortgage adviser can search the market on your behalf and recommend the right deal for you.

How do I apply for a mortgage?

The process involves providing lots of information to lenders (and filling out a whole lot of forms). Being well prepared is key and can make the process move smoothly. This is where we can help do the legwork.

How do I get a mortgage if I'm self-employed?

Being self-employed doesn't mean you can't get a mortgage. Ensuring your books are all up-to-date and keeping a clear record of your finances can help strengthen your position as a borrower. In this case, we'd recommend speaking with a mortgage adviser to find out what you need to do.

What is a mortgage?

A mortgage is a term for a loan that helps you buy a home. Property is expensive, unfortunately, and few of us have hundreds of thousands of pounds lying around. This is where lenders come into play. 

What is protection?

Protection secures your family and home against the worst-case scenario. It's also important to note that your needs are likely to change throughout your life. Perhaps you're moving jobs, starting a family, or even downsizing. These are all things you need to consider when looking for protection.

How much of a deposit will I need?

The amount will usually need to be at least 5% of the value of the property you’re hoping to buy. What's more, the bigger your deposit, the smaller the mortgage you’ll need to take out to pay for the rest of the property's value.

Our borrowing calculator can give you an idea of how much you can borrow based on your deposit.

31290
Total reviews
Excellent
4.9
Average Rating
Paula Rafftery - Warrington
Excellent service from the start to completion The options for Lenders and products available are extensive. Support to get through the documentation required for mortgage provider was excellent.
Posted 05 Sept 2025
Benjamin Edwards - Gillingham
James came highly recommended by a family member, and from the very beginning, he exceeded our expectations. As first-time buyers, the entire process initially felt quite overwhelming, but James guided us through every step with clarity and patience. He took the time to explain everything in detail, which gave us confidence and peace of mind throughout. We’re incredibly grateful for his support and couldn’t be happier with how smoothly everything went. Thank you so much, James!
Posted 05 Sept 2025
A Valued Customer
Great service, everything was smooth and explained throughout. Did not feel pressured at any point.
Posted 05 Sept 2025
Kerry Booth - Leeds
Vimal has advised me both on a remortgage and a mortgage for a new purchase. I find him knowledgeable, honest, non-judgemental and incredibly helpful. He goes above and beyond for his clients and with his help I have secured a mortgage for a significant upsize. I wouldn’t use anyone else. He takes his time to understand your circumstances, your goals and works with you to plan long term to achieve those. A good broker and advisor is worth their weight in gold and Vimal is one of a kind.
Posted 05 Sept 2025
George Knight - Horsham
Mr Nigel Trott was exceptional on all aspects. Nigel is very attentive and understood with us being First Time Buyers, he accommodated the additional needs that might not necessarily be needed with a second time buyer and so on. Nigel was always happy to provide further information or explanation, including giving a wide picture of the whole process of purchase. Nigel was always contactable and would speak to you as soon as possible. Nigel ensured we got the best rate for our mortgage and always was updating a complex spreadsheet showing our costs. I would highly recommend Nigel and will continue to recommend and use. 5 star!
Posted 05 Sept 2025
A Valued Customer
The service was exceptional from the start and Carla, and later Kate, provided an example of what customer care should be like.
Posted 05 Sept 2025
A Valued Customer
I have used the Mortgage Advice Bureau for the last 11 years and they have always been marvellous. They offer excellent advice, a genuine person-to-person service (no talking to AI here, folks!) and they are always eager to assist and answer questions - and, in my case, put my mind at rest. Even better, as they're based up north, you get genuinely down-to-earth, delightful people. It's a very reassuring accent to listen to.
Posted 04 Sept 2025
Scarlett Thornton
Sean and Sue at MAB were fantastic to work with. They made the whole mortgage process simple and stress free, explaining everything clearly and always keeping us updated. We felt completely supported from start to finish and are so grateful for the great deal they got us and to have had their advice and support as first time buyers who needed some extra guidance! Sean and Sue were always available to answer any of our questions and even help with our insurance coverage. We could not reccomend Mortgage Advice Bureau enough!
Posted 04 Sept 2025
Bethany - Oswaldtwistle
Amazing service from both Victoria and Shelley, really helpful and efficient, would highly recommend! Thank you so much
Posted 04 Sept 2025
Tony Brambley - Croydon
Adam Swalwell - was very good at helping us find the right mortgage and the best deal. Any questions we had Adam was always there to answer them via phone or email within a quick response
Posted 04 Sept 2025