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Take a step closer to owning your first home
Our mortgage calculators
This set of mortgage calculators helps you figure out the basics when buying a property. They'll give you:
- How much you could borrow for a mortgage based on your income
- What the repayment could be on a mortgage amount
- And, how lenders could assess you current affordability
First time buyer? These can help you get started as well.
Step 1 of 4
How much can I borrow?
Next, check your repayments
Our mortgage repayment calculator can show you how much your mortgage payments will be each month. We base it on the amount you want to borrow, an indicative interest rate, and the number of years you’ll be paying back the mortgage which helps you check if your mortgage is affordable.
Keep in mind that most deals only last for a few years, after which your interest rate may change. You'll have to remortgage to stop being moved to your lender’s standard variable rate, which could lead to higher monthly payments.
Want to check some mortgage deals?
Step 2 of 4
How much will the repayments be?
This calculator does not constitute mortgage advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only.
Finally, check your affordability with over 70 lenders
Our Affordability tool will show you how much you can borrow for a mortgage by checking your incomes and expenditures with some lenders to give you a better indication of what they'd potentially lend you.
We'll display the results and give you the next steps. You can play with the numbers to and check again as many times as you want.
If you feel you're ready to speak to an adviser then we're here to help.
Step 3 of 4
What can you afford to borrow?
Enter in a few details about you income and outgoings along with some property information. We’ll search through a pool of over 50 lenders to find an estimate of your mortgage affordability.
Email my results
Interesting in saving your result? Enter your details below and we'll send you this information within an email.
Make sure you check the tick box to stay up to date with the latest mortgage information.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Speak to an adviser
Now you know how much you can borrow, how much the repayments may be and you've checked your affordability against real lenders, it's time speak to an adviser.
They'll explain all of your options and help you take those all important next steps.
Send us your details and we'll do the rest